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Micro Business Loan Program

NJEDA: $20 Million Fund to Help Microbusinesses (with Less than 10 Employees)

The New Jersey Economic Development Authority (NJEDA) will start accepting applications for its Main Street Micro Business Loan program starting October 6, 2022. Eligible microbusinesses in New Jersey with 10 or fewer full-time employees and no greater than $1.5 million in annual revenues can apply for financing up to $50,000. The loan will have a standard 10-year term and the interest rate will be two percent, with no interest and no payments due for the first year.  Also note that if the loan is successfully used and documented with all repayments made on time, after 5 years the balance converts to a grant and must not be repaid.


Funds will cover future operating expenses such as inventory, certain types of equipment (below $2,000) and working capital. The NJEDA has removed the requirement for personal guarantees from owners of microbusinesses. Applications will be reviewed on a first-come, first-served basis and past recipients of the former Micro Business Loan Program.

An online information session was hosted by NJEDA on 9/26 and has been posted on their YouTube channel. 


Residential Facade Grants

Due to the overwhelming response from the residents of the NPP district, the application is now closed. We will be informing the residents of the status of their application in the nearest future via phone and email. Stay tuned!

About the program:

The Gloucester Arts District NPP, with funding provided by the New Jersey Department of Community Affairs, is providing façade renovations up to $5,000 in value to homes in the NPP District at no cost to residents.

Renovations under the program will be performed to the street-facing side of homes and can include work such as:

  • Paint

  • Gutter Repair

  • Porch Repair

  • Landscaping

  • Front Walk Repair

  • Front Door Repair/Replacement

  • Window Repair

  • and Other Façade Treatments

Gloucester Township

Small Business Assistance Program

The program is designed to provide working capital funds to the community’s small businesses that have been severely impacted by the COVID-19 pandemic.

SCORE-NPP Mentor Program 

The program provides personalized support to NPP Businesses in creating solutions to pressing business challenges that are inhibiting business growth and sustainability.

Payment in Lieu of Taxes

(PILOT) Program

The PILOT Program is a form of a long term tax exemption in which the developer pays an annual service charge to the Township in the place of local property taxes.

Small Business Support Resource Guide

Small Business Assistance Educational Series

Mayor Mayer is excited to announce a launch of a new resource for small businesses in Gloucester Township - Gloucester Township Small Business Assistance Program Educational Series. The series feature several videos that will consist of two parts: an interview with an elected official and an education part designed to help businesses with marketing techniques as well as other important information.

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